A deed that contains all the covenants of title is a:

A deed that contains all the covenants of title is a:

• A. Special warranty deed
• B. General warranty deed
• C. Quitclaim deed
• D. Bargain and sale deed

Answer: (B)

The key idea is the breadth of protections a deed provides about title. A general warranty deed includes the fullest set of covenants, offering guarantees that the grantor truly owns the property, has the right to convey it, free and clear of encumbrances unless stated, that the grantee won’t be disturbed in possession, and that the grantor will defend against any future claims and take steps to cure title if needed. In short, it covers the entire history of the title and promises to stand behind it. A special warranty deed, by contrast, only guarantees against defects that arose during the grantor’s own period of ownership—not issues from earlier owners. A quitclaim deed provides no warranties at all and simply transfers whatever interest the grantor has. A bargain and sale deed conveys title but generally carries no covenants that guarantee the title against defects. So the instrument that contains all covenants of title—the broadest, most protective option—is the general warranty deed.

The key idea is the breadth of protections a deed provides about title. A general warranty deed includes the fullest set of covenants, offering guarantees that the grantor truly owns the property, has the right to convey it, free and clear of encumbrances unless stated, that the grantee won’t be disturbed in possession, and that the grantor will defend against any future claims and take steps to cure title if needed. In short, it covers the entire history of the title and promises to stand behind it.

A special warranty deed, by contrast, only guarantees against defects that arose during the grantor’s own period of ownership—not issues from earlier owners. A quitclaim deed provides no warranties at all and simply transfers whatever interest the grantor has. A bargain and sale deed conveys title but generally carries no covenants that guarantee the title against defects. So the instrument that contains all covenants of title—the broadest, most protective option—is the general warranty deed.